61 pages 2 hours read

The Note

Fiction | Novel | Adult | Published in 2025

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Part 3Chapter Summaries & Analyses

Part 3: “Wildwood”

Part 3, Chapter 22 Summary

Christine meets with Carter and explains the route that she and David took to the Hamptons. She says that David behaved normally. After dinner in Sag Harbor, they found the napkin notes on their car, and David told her that the notes were probably left as a prank. Even so, Christine couldn’t get the note’s message out of her head, so she tried to check David’s phone for evidence that he was cheating on her. She gained access by holding his phone up to his face when he falls asleep on the beach. There were no dating apps, but on Instagram, she saw that he exchanges a lot of flirty messages. She woke him up and confronted him about this, and he called her crazy and paranoid, gaslighting her. Then he admitted that ever since his college girlfriend, Marnie, died, he has been addicted to attention from women. He complained that someone had recently catfished him. Christine got angry and threw a figurine at him, then headed to the train station.

Now, Carter shows David’s phone records to Christine. The records indicate that he made a phone call to a Rhode Island number after she was asleep. Christine reveals that she had learned about the Hamptons trip by accident. She opened the reservation app to find a place to eat in Providence, then discovered that David had made a reservation in the Hamptons. It is now clear to her that David had been planning to go to the Hamptons with another woman, not her. Suddenly, Tinsley Smith arrives at the station to ask about the progress in David’s case.

Part 3, Chapter 23 Summary

As Lauren and May return to the beach house, they accidentally stumble into an intense conversation between Kelsey and Nate about Kelsey’s decision to have children. Nate flirts with May.

May and Lauren are not pleased to learn that Kelsey has told Nate everything about David Smith and the notes. Lauren tells May and Kelsey that David was Marnie’s boyfriend.

Lauren recalls the summer that Marnie drowned. At that time, May always complained that Marnie made her feel like a second-class citizen, but May’s mother worked hard to send her to Harvard. Lauren was annoyed by May’s complaints about being a “model minority” with a Harvard degree.

Part 3, Chapter 24 Summary

Tinsley is anxious to find out what has happened to her son, so Carter tells her about Christine. Tinsley is adamant that David had no enemies. Carter tells her that David was originally planning to go to the Hamptons with a woman other than Christine. Tinsley tells him about David’s relationship with Marnie, revealing that her drowning still affects him. Carter realizes that the camp she is discussing is the same one that he saw listed on May’s LinkedIn page.

Carter receives a notification about a suspicious vehicle parked on the highway.

Part 3, Chapter 25 Summary

Meanwhile, at the beach house, the friends are searching online for information about David Smith. They discover that he went to Phillips Exeter. May asks Kelsey to look for mutual friends, but Kelsey reminds her that she deactivated her social media accounts after Luke was killed. Instead, they comb through David’s Instagram, looking for people that Kelsey might know. Then Lauren receives a call from Carter, who wants to speak to the three of them.

Part 3, Chapter 26 Summary

May recalls that after her first year of law school, she was invited to join a seminar that conflicted with a planned trip to see Kelsey, so she declined it. Now, she reflects that she struggles to maintain boundaries in her friendships. She also reflects on the fact that Josh became angry when he called May and heard Nate’s voice in the background; he is now suspicious of her activities.

Kelsey thinks that they should tell the detective that they don’t want to talk to him. The friends try to strategize how they want to convey their account of the weekend’s events. May thinks that they should point out the Wildwood connection.

Part 3, Chapter 27 Summary

Carter, a Hamptons native, contemplates how much the town has changed. His mother’s friend once lived next door to the house where the friends are staying, and he calculates that the women are paying at least $10,000 to stay there for the week.

Carter is suspicious of all three women, especially Kelsey. The three explain how they first became friends, and he privately reflects on the fact that all three women have been enmeshed in massive scandals in the past. However, they are forthcoming about the Wildwood connection, and Lauren is very open about her connection to Thomas. Carter pretends that this is the first time he is hearing about Marnie Mann. He then separates them for individual interviews.

Part 3, Chapter 28 Summary

May is nervous about the interview. She wishes that she had time to tell Kelsey that Carter knows about the note left on David’s car, but they are separated before she can do so. May wonders how Carter learned about the note. Meanwhile, Josh calls her to grill her about Nate. While she is on the phone with him, May scrolls through Instagram, then abruptly hangs up and runs downstairs. Kelsey tells Carter that she wrote the note, and May tells Kelsey to stop talking.

May tells her friends that David Smith is dead; friends have posted “RIP” on his Instagram. Kelsey screams and has a massive breakdown, declaring that her life is over. She believes that because Carter mentioned Luke, he is about to accuse Kelsey of killing both men.

Part 3, Chapter 29 Summary

Lauren tells May that when Luke was killed, Kelsey also said her life was over.

May ponders Carter’s very specific questions about the house rental and when it was booked. When she calls the number left by the owner and pretends to be Kelsey, she learns that Kelsey actually reserved the house two months earlier than she said she did. She booked it under the name Callie Martin.

Part 3, Chapter 30 Summary

May confronts Kelsey and asks her who Callie Martin is. Kelsey explains that after she was doxxed online, she created the persona of Callie Martin so that she could date safely. She saw David on Instagram and thought that he was attractive, so she messaged him and gave him the number of her burner phone. She and David had originally been planning to visit the Hamptons together this week, but David really wanted to have children, and once Kelsey explained her fertility situation, he broke up with her.

After seeing David with Christine at Sag Harbor, Kelsey was extremely upset. After she, Lauren, and May returned to the beach house that night, she called David, who realized that she was the one who left the prank note. May is furious that Kelsey has been lying to them, but Kelsey says that May is out of line for being angry about an anonymous note, alluding to the fact that May is the one who left the note at Wildwood, revealing Lauren’s relationship with Thomas and ultimately getting her fired. This conversation is the first that Lauren hears about this fact. (May had intended to get Thomas in trouble, not Lauren, but Lauren was the one who suffered the consequences.) Now, Lauren asks May to go home.

Part 3, Chapter 31 Summary

Carter calls May and proposes several theories. Josh tries to listen to the phone call and begs May to tell him everything.

Part 3, Chapter 32 Summary

When Josh learns what is happening, he is furious with Lauren and Kelsey. He wants May to make a clean break with her friends and tell the detective everything that she knows about them. May researches Luke’s death and sees how Kelsey was persecuted online. She then looks up the laws surrounding the disposition of embryos after a divorce and learns that Kelsey would not have had unilateral control over the embryos after her eventual divorce. However, because Luke died, Kelsey now has total control over the embryos.

Her research reveals that Luke was shot in his car while taking a deposit to the bank. The glove box was open, and May finds it odd that Luke would keep the deposit bag in there. May reflects that David was found in the same position, with his license on his lap. Suddenly, she realizes the connection between them: They were both pulled over by someone whom they believed to be a police officer. May now believes that this person was Kelsey.

Part 3, Chapter 33 Summary

Carter is devastated at the prospect of telling Tinsley that David is dead. He returns to the hotel where David last stayed and speaks to a guest, who was staying in the room next to David’s. She tells Carter that she heard Christine and David arguing, after which David walked down the hall with a big garbage bag.

May calls Carter to tell him her theory about Kelsey. She also tells him that Kelsey hated Marnie Mann. May tells him that she no longer considers Kelsey to be a friend.

Part 3, Chapter 34 Summary

May anxiously checks her phone to see the latest messages from her friends. Both are furious with her. She returns to her online research, looking at the true crime message boards to seek out other people’s thoughts on the connection between Luke and David. Someone has posted information about Kelsey, May, and Lauren, as well as Kelsey’s connection to David. May panics when she receives an email from a student reporter, who asks for a quote.

Part 3, Chapter 35 Summary

At the beach house, Kelsey and Lauren discuss their fury over what they see as May’s betrayal. They also look at the messages that they have received from reporters. Lauren worries that this new scandal will hurt her professional reputation. Detective Carter arrives and arrests Kelsey. He has a warrant to search the beach house, and Lauren and Nate have to leave.

Part 3 Analysis

As the investigation around David Smith transforms from a missing persons case to a homicide, the ensuing drama drags the three friends into a convoluted web of lies, dredging up past history amidst a barrage of internal betrayals and external pressures. Likewise, the crumbling relationship between May and Josh parallels that of Christine and David, as both couples are ultimately torn apart by The Burden of Secrets.

As the crux of the novel’s primary conflict comes to light, May’s swift loss of faith in Kelsey emphasizes The Fragility of Trust, especially in the midst of such catastrophic revelations about both the present and the past. Although May considers Kelsey to be part of her friend group, her training as a prosecutor also compels her to recognize the various signs indicating that Kelsey may be a murderer, and as a consummate rule-follower, she immediately seeks to distance herself from Kelsey. Shaken by the revelation that Kelsey had been lying about her identity and her connection to David Smith from the very beginning, May shows that her fury is rooted not just in Kelsey’s deception but in the deeper betrayal of trust that it implies. Kelsey has repeatedly lied to her friends, even going so far as to try to make thought-out plans seem spontaneous. Faced with this extensive evidence of deception, May is furious at herself for falling victim to Kelsey’s machinations and manipulation, and the coldness of her decision to distance herself from the situation reflects her inner turmoil.

Ironically, even as May harshly judges Kelsey for betraying her trust, she too is forced to reckon with the consequences of failing to consider The Fragility of Trust in her own intimate relationship. Josh has never been supportive of her friendships, and in light of the legal troubles that now surround their activities during the weekend in the Hamptons, he actively encourages her to distance herself from her friends—something that he did even before the weekend trip. As May’s fraught interactions with Josh soon indicate, the weekend away only exacerbated the tension between them, and his anger and suspicion upon hearing Nate’s voice in the background of May’s call suggests that his trust in May is conditional. When he pressures her to sever ties with her friends and disclose everything that she knows, ultimately betraying her friends to the police, his attitude indicates the existence of an underlying insecurity and a desire to maintain control over May. Their relationship worked smoothly during the COVID pandemic, when they were isolated from others and did not have to deal with the pressure of social situations. However, now that May has made it clear that she prioritizes other people as well as Josh, he feels very threatened and tries to make her prove that she values him more than she values her friends.

Crumbling relationships become something of a theme in the novel, as the one between Christine and David unfolds in a series of descriptions that indirectly reveal key aspects of the three main characters’ shared past histories. Initially, Christine’s trust in David evaporates when she discovers his online flirtations with other women and realizes that he originally planned to visit the Hamptons with another woman (Kelsey, though Christine does not yet know this). Christine’s trust in David is shaken after they find the note from Kelsey on the car. When she confirms her suspicions, her emotional turmoil upon relating the betrayal to Carter demonstrates the shaky nature of the pair’s relationship even as her tirade delivers critical information about David’s past connection to the Wildwood camp and his former relationship with Marnie. As Christine says:

Then when he finally admitted [to his infidelity], he told me he thought he had a ‘love addiction.’ His college girlfriend died the summer after graduation at some camp, and he started blaming that. I didn’t really see the connection. […] Then he made it sound like he was somehow the victim, complaining that someone [Kelsey] catfished him (221).

Notably, Kelsey does not view what she did to David as catfishing, maintaining instead that her use of the Callie Martin persona was necessary. Thus, Christine’s account of her last night with David reveals many of Kelsey’s secrets, shining a spotlight on her willingness to maintain false identities and to lie to her friends about her online activities.

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